RLI Design Professionals Program

Many employers assume that workers’ compensation policies cover out-of-state exposures, when in reality, each workers’ compensation policy must be written to reflect specifically all states where the employer has either work or employees.

A workers’ compensation policy will usually extend to cover employees who are hired in one state while temporarily working in another; the benefits would be from the state of hire. It becomes a sticky situation when the state in which the employee is injured provides higher ...