OCTOBER is National Cybersecurity Awareness Month

Cyber Liability

Just about any organization that uses technology to do business faces a cyber risk. In fact, three of our clients have recently been hit by Ransomware, a type of virus that encrypted the firms’ data, and a ransom to be paid in Bitcoins was demanded by the hackers. This type of coverage is designed to mitigate losses from a variety of cyber incidents, such as data breaches, infringement of copyright, and network damage. As technology becomes ...

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Siefert Associates and the Providence I-95 Viaduct Demolition

Our client, Siefert Associates prepared the plans for the demolition of the existing southbound I-95 viaduct in Providence, Rhode Island. The bridge deck is being removed with excavators positioned on the structure. The post-tensioned steel girders will be removed with a variety of equipment [excavators, loaders, and cranes] on grade below the bridge once all the deck has been stripped.
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2021 Maloney & Company Risk Management Series Calendar

 

Join Us For Our Virtual 2021 Risk Management Series

    • March 25 – Lessons Learned From Litigation Against Design Professionals
    • April 22 – 2021 Contract Review Guide – Tips and Suggestions
    • May 20 – The Standard of Care
    • June 24 – Be Social, Not Liable: Navigating Social Media Usage in the Workplace
    • September 23 The Risk ...
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Insurance help during this period of quarantine

There is a TON of information out there, and some of the information seems to be changing daily in response to new legislation. You may have had staff asking about coverage due to quarantine, illness, or a need to care for children who are sick, or have to be home due to school and daycare closures.

One area that seems to be changing for the better seems to be a broadening of disability benefits and paid family leave ...

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Maloney & Company, LLC position on insurance claims linked to COVID19 protocols

Hi and I hope you are all safe and healthy during this unusual time.  We at Maloney & Company, LLC have taken internal steps to inhibit the spread of the virus and will continue to be available to our clients via email and phone without any interruption.

I have received inquiries about what protections your insurance programs might offer in the wake of the COVID19 virus and I wanted to share the initial information we have with you.

We ...

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Thank you to all our loyal clients!

In honor of our 20th year in business, I want to thank all our loyal clients for making it such a pleasure to come to work each day!  Over the years that I have worked with you, I have found that you are creative, intelligent, educated, interesting, honest and nice.  And you deserve to work with insurance representatives who appreciate those qualities in you and share many of them.  Part of what we do each day is ...

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Drones and the City

Drones seem to be everywhere in our lives, and they are beginning to make their way into the professional setting for architects and engineers as well.  That is, it’s emerging in some cities while others are a bit slower to change for several reasons.  New York City is one of those cities slow to embrace this change as reported by the Wall Street Journal.  The path to legalizing drone use within the city has been 18 ...

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Starting a Design Office?

 

Architects and engineers planning to start their own firms will ask us about insurance for the new venture. Typically, small firms start with one or more of these three types of policies:

 

1) Professional Liability Policy

This type of policy pays for legal fees and damage awards connected to an A/E’s design work. This coverage is important because an architect or engineer is personally liable for his or her professional services. There is no way to organize or incorporate ...

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Site Safety

By Michael J. Maloney

 

There are two sure-fire ways to get tagged with liability for site safety:

  1. Assume site safety responsibility in your contract with the owner, or
  2. Assume site safety responsibility by your behavior on the jobsite.

Option 1 is pretty clear cut, and is easy enough to avoid.  But you and your employees should be on your guard against Option 2.  If your contract specifically excludes site safety responsibility ...

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Travelers New Policy Form

 

 

Our fantastic Travelers professional liability underwriters, Hugo Eraso and Sherry Brathuhn, came to visit our Guilford, CT office this week! Travelers is working on a new policy form with numerous enhancements, and they are re-configuring their rates which should make them more competitive within our specific region along the East Coast. As the economy expands and construction becomes more ...

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